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First time buyers face a tough time getting on the first rung of the property ladder, but the right mortgage advice can give you a helping hand. Our professional first time buyer mortgage Bromborough team are highly experienced and CeMAP qualified to ensure you receive the best advice in the current market.
How to obtain a first-time buyer mortgage
Buying your first home is a huge commitment, which is why Dan the Mortgage Man should be your first port of call when you make the decision to purchase a property.
Our first conversation will ideally occur before you start house hunting. Even though you’ll be eager to arrange viewings, it’s important to understand how much you can comfortably afford to spend each month on mortgage repayments. This information will also be useful for the estate agents who are showing you around your dream homes. By taking a look at your existing salary and any regular bonus payments, we’ll be able to give you a firm idea of the budget you have to work with, based on your typical income vs outgoings.
When to apply for a first-time buyer mortgage
Getting your finances in place before you register with estate agents is a sensible step so that when you’re ready to make an offer, you’ll be taken more seriously by the vendor if you have a mortgage in principle already in place.
This process is straightforward when you work with our professional first time buyer mortgage advisor Bromborough team who offer excellent communication if you have any queries. Our team will begin by searching the market to locate the best and most appropriate deals for you. We’ll even handle the paperwork to take the hassle out of the formalities. Once we’ve obtained your mortgage in principle, we can be on hand to support you throughout your offer process, right up until you have the keys to your first home. If anything changes, and you require your mortgage amount extending, we can also advise you on your options.
First time buyer mortgage advice Bromborough
Working with our CeMAP qualified first time buyer mortgage Bromborough team gives you access to market rates and deals that aren’t available to other brokers, nor are they advertised directly for consumers.
This is because of our fantastic relationship with lenders and our excellent reputation in the sector. As such, if you’re struggling to find an appropriate mortgage from high street lenders, our team will be able to offer you a wider range of products and locate a far superior deal for you.
Why should you enlist the help of a first time buyer mortgage Bromborough pro?
With such a wide range of first time buyer mortgages available to us, one of our main strengths is scanning through hundreds of products and finding the best deal for you. We’ll take your deposit, monthly budget, family situation, salaries and other financial details into consideration to make sure that you’ll definitely be able to comfortably afford the mortgage product that we suggest.
As experts in the industry, our first time buyer mortgage advice Bromborough pros will be able to find a suitable product for your local property search, and our highly experienced team will always be on hand to answer any questions or walk you through the process step by step.
Get in touch with Dan The Mortgage Man today
If you’ve made the decision that it’s time to get on the property ladder, then the first step towards this goal is to get in touch with Dan the Mortgage Man.
For advice, please call our first time buyer mortgage advisor Bromborough team on 07837 820894 or email info@DanTheMortgageMan.co.uk.