Self-employed mortgages Birkenhead
Mortgages for self-employed in Birkenhead
People who are self-employed can sometimes struggle to get a mortgage, but a good mortgage broker can help you get a self-employed mortgage. Our professional brokers at Dan The Mortgage Man are experts at finding mortgages for self-employed in Birkenhead.
How long do I have to be self-employed for?
The good news is that you only need to prove your income for the past year to qualify for a mortgage on a self-employed basis. The majority of lenders will often ask to see the past couple of years of your self-assessment income (such as your SA302s and Tax Year Overviews – typically prepared by your accountant), but we deal with a range of lenders and have access to mortgage deals that only need your latest year.
What this means is that you only need to be self-employed for 1 year in order to get a mortgage.
How to obtain a self-employed mortgage in Birkenhead
We are ideally placed to get you the best self-employed mortgage rate possible. It doesn’t matter if you are fairly new to self-employment or an old hand, our local expert mortgage brokers can give you advice on how to obtain a self-employed mortgage.
We will ask to see proof of your existing income, after which we can then give you a good idea of how much mortgage lenders will allow you to borrow, as well as working out the budget you have to work with.
Self-employed mortgage specialists
Our CeMAP qualified self-employed mortgage advisors have access to deals and market rates that are not available to all brokers, and which you won’t be able to get going direct to your bank.
Our l excellent reputation in the self-employed mortgage sector and a great relationship with dozens of lenders is to thank for this.If you’re looking for the best mortgage deal as a self-employed worker, our team will be able to offer you a wider range of products and locate a great deal for you.
Get in touch with Dan The Mortgage Man today
If you’ve made the decision to review your mortgage needs, then get in touch with Dan the Mortgage Man and take your first step towards getting a self-employed mortgage.
For advice, and if you have been self-employed for 1 year or more, please call our mortgage experts on 07837 820894 or email info@DanTheMortgageMan.co.uk.
Contact Dan The Mortgage Man
Wirral Office: 0151 792 6501
Mobile: 07837 820 894