Self-employed mortgages Wirral

Self-employed mortgages Wirral

Mortgages for self-employed in Wirral

Self employed buyers can sometimes struggle to get a mortgage, but a good mortgage adviser can give you a helping hand. Our professional brokers can help get mortgages for self-employed in Wirral towns and are CeMAP qualified to ensure you receive the best advice in the current market.

How long do I have to be self-employed for?

There’s a common misconception that you need to be self-employed for several years in order to get a mortgage based on self-employment figures.  This isn’t true.

Although lenders will often ask to see a minimum of 2 years (and sometimes 3 years) of your self-assessment income (such as your SA302s and Tax Year Overviews – typically prepared by your accountant), some lenders will only ask to see proof of income for one year.

Essentially this means that you only need to be self-employed for a year in order to obtain a mortgage.

How to obtain a self-employed mortgage on the Wirral

Dan The Mortgage Man is well-placed to help get you the best self-employed mortgage rate possible.  Whether you have worked for yourself for years or are fairly new to self-employment, our Wirral-based expert mortgage advisors can advise you on how to obtain a self-employed mortgage.

Ideally, you will want to find out how much you can borrow before you start house hunting. By taking a look at your existing income, we’ll be able to give you a good idea of how much mortgage companies will lend you as well as an idea of the budget you have to work with.

Self-employed mortgage specialists

Working with our CeMAP qualified self-employed mortgage specialists means that you get access to market rates and deals that are not available to other brokers, nor are they advertised directly for consumers.

Our long-standing relationship with lenders and excellent reputation in the self-employed mortgage sector is to thank for this. As such, if you’re looking for the best mortgage deal, our team will be able to offer you a wider range of products and locate a far superior deal for you than most.

Get in touch with Dan The Mortgage Man today

If you’ve made the decision to review your mortgage needs, then the first step towards getting your self-employed mortgage is to get in touch with Dan the Mortgage Man.

For advice, and if you have been self-employed for 1 year or more, please call our mortgage experts on 07837 820894 or email

Contact Dan The Mortgage Man

Wirral Office: 0151 792 6501
Mobile: 07837 820 894

or contact us online by clicking here.

Find out more about Dan the Mortgage Man

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